95 Phillip Street, Bay Saint Louis, MS 39520 (MLS# 4125580)
95 Phillip Street, Bay Saint Louis, MS 39520
$1,099,000
Property Type:
Res Income Multi-Fam
Bedrooms:
6
Square Footage:
3,000
Lot Size (sq. ft.):
5,663
Status:
Active
Current Price:
$1,099,000
List Date:
9/13/2025
Last Modified:
11/25/2025
Overview
Description
Discover this beautifully maintained duplex built in 2021, offering a perfect blend of modern comfort, coastal charm, and income potential. Each unit features 3 spacious bedrooms and 2.5 bathrooms, making it ideal for full-time living, short-term rentals, or a combination of both.
Located in a golf cart-friendly community just minutes from downtown Bay St. Louis and the beach, this property is ideally situated for enjoying the best of coastal living. Whether you're strolling to local shops and restaurants or cruising the shoreline, convenience is at your doorstep.
Both units offer stylish interiors with stainless steel appliances, open-concept living areas, and abundant natural light. Step outside to enjoy front and back balconies, including a 2nd-story balcony perfect for soaking in the tranquil water views.
Additional features of the property include:
Unit A will be sold fully furnished, Unit B most furniture will be included in the sale, Unit B is equipped with a cargo lift for added accessibility, Covered golf cart storage under the home, Fenced yard - great for pets or added privacy, Proven successful short-term rental history, Option to live in one unit and rent the other for added income.
Whether you're looking for a savvy investment, a vacation retreat, or a full-time residence with rental income potential, this turn-key duplex checks every box. Don't miss this opportunity to own a piece of paradise in beautiful Bay St. Louis!
Listing Details MLS# 4125580
General Property Information
- # of Units Included in Sale
- 2
- Approx Lot Size Acres
- 0.13
- Lot Size Dimensions
- 76 x 79 x 76 x 79
- Approx H/C SqFt
- 3000
- SqFt Source
- Other
- List Price/SqFt
- 366.33
- Year Built
- 2021
- Year Built Source
- Assessor
- Garage Spaces
- Yes
- Carport Spaces
- 2
- Total Floors
- 2
- Bedrooms Total
- 6
- Bathrooms Full
- 4
- Bathrooms Half
- 2
- Furnished
- Yes
- Pool
- No
- School District
- Bay St. Louis Waveland Dist
- Accessibility Features
- No
- New Construction
- No
- Bathrooms Three Quarter
- 0
Property Features
Structure Type:
House
Lot Features:
City Lot; Level; Near Beach; Near Golf Course; Views
Levels:
Two
Furnished:
See Remarks
Interior Features:
Ceiling Fan(s); Crown Molding; High Ceilings; Kitchen Island; Primary Downstairs; Recessed Lighting
Special Purpose Rooms:
Kitchen/Dining Combo
Kitchen Features:
Kitchen Island
Appliances:
Dishwasher; Dryer; Free-Standing Electric Range; Microwave; Refrigerator; Washer; Wine Refrigerator
Walls - Interior:
Sheetrock
Laundry Features:
Inside; Laundry Closet
Cooling:
Ceiling Fan(s); Central Air; Electric
Heating:
Central; Electric
Utilities:
Electricity Connected; Sewer Connected; Water Connected
Sewer:
Public Sewer
Water Source:
Public
Foundation Details:
Raised
Listing Terms:
1031 Exchange; Conventional; FHA; VA Loan
Roof:
Metal
Exterior Features:
Balcony; Private Entrance; Other
Patio And Porch Features:
Covered; Front Porch; Rear Porch
Fencing:
Gate
Driveway Features:
Concrete Drive
Parking Features:
Driveway; Golf Cart Garage; Guest; On Site
Other Structures:
Second Garage; Second Residence
Community Features:
Boating; Fishing; Near Entertainment
Waterfront Features:
View
Flood Insurance:
Subject to Survey
Water Heater:
Tankless
Approx Age Code:
Under 5 Years
Unit 1 Appliances:
Dishwasher; Dryer; Microwave; Range; Refrigerator; Washer; Water Heater - Electric
Unit 2 Appliances:
Dryer; Microwave; Range; Refrigerator; Washer; Water Heater - Electric
Address and Location Information
- Street Number
- 95
- Street Name
- Phillip
- Street Suffix
- Street
- County
- Hancock
- State
- MS
- Zip Code
- 39520
- Parcel Number
- 149c-0-20-090.001
- Subdivision
- Metes And Bounds
- Directions to Property
- Traveling East on Highway 90, Take a Left Turn At the Red Light onto Beach Blvd. Take an Immediate Left onto Phillip Street. Duplex is Located on the Right Hand Side.
- N or S of I-10
- S
- N or S of CSX Railroad Track
- N
Listing Information
- Listing Service
- Full Service
Tax and Financial Information
- Tax Annual Amount
- 3313
- Tax Year
- 2024
- Homestead Y/N
- Yes
- Homestead Year
- 2024
- Additional Exemptions Y/N
- No
- Flood Insurance Required?
- Yes
- Leasehold Y/N
- No
- Association
- No
- Covenants Y/N
- No
- Legal Description
- BEACH PK. SUB LOTS 5 BLK. 1
Showing Requirements
- Showing
- Appointment Required
More Information
Parking Spaces
- # Parking Spaces Covered
- 4
- # Parking Spaces Uncovered
- 6
Unit 1
- Full Baths
- 2
- Half Baths
- Yes
- Furnished
- Yes
- Leased
- Yes
- Occupied
- Yes
Unit 2
- Full Baths
- 2
- Half Baths
- Yes
- Occupied
- Yes
Remarks & Miscellaneous
- Public Remarks
- Discover this beautifully maintained duplex built in 2021, offering a perfect blend of modern comfort, coastal charm, and income potential. Each unit features 3 spacious bedrooms and 2.5 bathrooms, making it ideal for full-time living, short-term rentals, or a combination of both. Located in a golf cart-friendly community just minutes from downtown Bay St. Louis and the beach, this property is ideally situated for enjoying the best of coastal living. Whether you're strolling to local shops and restaurants or cruising the shoreline, convenience is at your doorstep. Both units offer stylish interiors with stainless steel appliances, open-concept living areas, and abundant natural light. Step outside to enjoy front and back balconies, including a 2nd-story balcony perfect for soaking in the tranquil water views. Additional features of the property include: Unit A will be sold fully furnished, Unit B most furniture will be included in the sale, Unit B is equipped with a cargo lift for added accessibility, Covered golf cart storage under the home, Fenced yard - great for pets or added privacy, Proven successful short-term rental history, Option to live in one unit and rent the other for added income. Whether you're looking for a savvy investment, a vacation retreat, or a full-time residence with rental income potential, this turn-key duplex checks every box. Don't miss this opportunity to own a piece of paradise in beautiful Bay St. Louis!
Structure Type
- House
- Yes
Lot Features
- City Lot
- Yes
- Level
- Yes
- Near Beach
- Yes
- Near Golf Course
- Yes
- Views
- Yes
Levels
- Two
- Yes
Sewer
- Public Sewer
- Yes
Water Source
- Public
- Yes
Listing Terms
- 1031 Exchange
- Yes
- Conventional
- Yes
- FHA
- Yes
- VA Loan
- Yes
Waterfront Features
- View
- Yes
Interior Features
- Ceiling Fan(s)
- Yes
- Crown Molding
- Yes
- High Ceilings
- Yes
- Kitchen Island
- Yes
- Primary Downstairs
- Yes
- Recessed Lighting
- Yes
Utilities
- Electricity Connected
- Yes
- Sewer Connected
- Yes
- Water Connected
- Yes
Special Purpose Rooms
- Kitchen/Dining Combo
- Yes
Kitchen Features
- Kitchen Island
- Yes
Furnished
- See Remarks
- Yes
Appliances
- Dishwasher
- Yes
- Dryer
- Yes
- Free-Standing Electric Range
- Yes
- Microwave
- Yes
- Refrigerator
- Yes
- Washer
- Yes
- Wine Refrigerator
- Yes
Walls - Interior
- Sheetrock
- Yes
Laundry Features
- Inside
- Yes
- Laundry Closet
- Yes
Cooling
- Ceiling Fan(s)
- Yes
- Central Air
- Yes
- Electric
- Yes
Heating
- Central
- Yes
- Electric
- Yes
Foundation Details
- Raised
- Yes
Exterior Construction/Siding
- HardiPlank Type
- Yes
Roof
- Metal
- Yes
Exterior Features
- Balcony
- Yes
- Private Entrance
- Yes
- Other
- Yes
Patio And Porch Features
- Covered
- Yes
- Front Porch
- Yes
- Rear Porch
- Yes
Fencing
- Gate
- Yes
Driveway Features
- Concrete Drive
- Yes
Parking Features
- Driveway
- Yes
- Golf Cart Garage
- Yes
- Guest
- Yes
- On Site
- Yes
Other Structures
- Second Garage
- Yes
- Second Residence
- Yes
Community Features
- Boating
- Yes
- Fishing
- Yes
- Near Entertainment
- Yes
Flood Insurance
- Subject to Survey
- Yes
Water Heater
- Tankless
- Yes
Approx Age Code
- Under 5 Years
- Yes
Uncovered Parking?
- 1-25 Spaces
- Yes
Unit 1 Appliances
- Dishwasher
- Yes
- Dryer
- Yes
- Microwave
- Yes
- Range
- Yes
- Refrigerator
- Yes
- Washer
- Yes
- Water Heater - Electric
- Yes
Unit 2 Appliances
- Dryer
- Yes
- Microwave
- Yes
- Range
- Yes
- Refrigerator
- Yes
- Washer
- Yes
- Water Heater - Electric
- Yes
Listing Office:
Navigator Real Estate, LLC.
Listing Agent:
Katy M Aime
Last Updated: November - 25 - 2025
Information is deemed to be reliable but not guaranteed. Copyright 2022 MLS United, LLC.