655 Ralde Circle, Ridgeland, MS 39157 (MLS# 4132109)

655 Ralde Circle, Ridgeland, MS 39157

$167,500

Property Type: Residential Bedrooms: 3 Square Footage: 1,530 Lot Size (sq. ft.): 43,560 Status: Active

Current Price: $167,500 List Date: 11/20/2025 Last Modified: 1/16/2026

Description

Wonderful opportunity in Ridgeland for homeowners and investors alike! This 3-bedroom 1-bath home sits on a spacious lot with room to grow, offering excellent potential of outdoor living, gardening, play space, or future additions. With a FHA 203(k) renovation loan, buyers can roll needed repairs and updates into one loan-- perfect for customizing the home to your taste without the upfront renovation costs. Inside, you'll find a functional layout along with a heated and cooled bonus room that could serve as a second living area, office, playroom, or hobby space. Whether you're looking to personalize your first home or add to your investment portfolio, this property offers plenty of room to create value. Conveniently located near shopping, dining, parks, and I-55, this home provides great access to everything Ridgeland has to offer. Being sold AS-IS, making it a fantastic opportunity for buyers ready to make it their own. Don't miss the chance to transform this property into something special!

Open Houses

Sunday, January 18, 11:00 am - 1:00 pm

More Information MLS# 4132109

Address and Location Information

Parcel Number: 072i-31b-100/00.00 Directions to Property: From I-55, take Exit 105B towards Ridgeland and merge onto Steed Road heading west. Continue straight as Steed Road becomes Lake Harbour Drive. Stay on Lake Harbour, then turn left onto Christine Driv Community Of: N/A Street Number: 655 Street Name: Ralde Street Suffix: Circle County: Madison State: MS Zip Code: 39157 Subdivision: Lakeland Estates

Listing Information

Listing Service: Full Service Status: Active List Date: 2025-11-20 List Price: $167,500 Current Price: $167,500

General Property Information

New Construction: No Property Condition: Fixer Approx Lot Size Acres: 1 SqFt Source: Public Records List Price/SqFt: 109.48 Year Built Source: Public Records Garage Spaces: 0 Carport Spaces: 0 Total Floors: 1 Bathrooms Half: 0 Bathrooms Three Quarter: 0 Fireplace: No Pool: No School District: Madison CO Dist Elementary School: Ann Smith Elementary School 2: Ann Smith Intermediate School: N/A Middle or Junior School: Olde Towne High School: Ridgeland Home Warranty: No Accessibility Features: No Property Sub Type: Single Family Residence Approx H/C SqFt: 1530 Year Built: 1966 Bedrooms Total: 3 Bathrooms Full: 1

Tax and Financial Information

Tax Annual Amount: 1344 Tax Year: 2024 Homestead Y/N: No Additional Exemptions Y/N: No Flood Insurance Required?: Subject to Survey Leasehold Y/N: No Sold In Previous 12 Months: No Association: No Covenants Y/N: No Legal Description: LOT 38 LAKELAND EST PT 3

Remarks & Miscellaneous

Public Remarks: Wonderful opportunity in Ridgeland for homeowners and investors alike! This 3-bedroom 1-bath home sits on a spacious lot with room to grow, offering excellent potential of outdoor living, gardening, play space, or future additions. With a FHA 203(k) renovation loan, buyers can roll needed repairs and updates into one loan-- perfect for customizing the home to your taste without the upfront renovation costs. Inside, you'll find a functional layout along with a heated and cooled bonus room that could serve as a second living area, office, playroom, or hobby space. Whether you're looking to personalize your first home or add to your investment portfolio, this property offers plenty of room to create value. Conveniently located near shopping, dining, parks, and I-55, this home provides great access to everything Ridgeland has to offer. Being sold AS-IS, making it a fantastic opportunity for buyers ready to make it their own. Don't miss the chance to transform this property into something special!

Structure Type

House: 1

Architectural Style

Ranch: 1

Lot Features

Front Yard: 1 Irregular Lot: 1

Levels

One: 1

Sewer

Public Sewer: 1

Water Source

Public: 1

Listing Terms

Cash: 1 Conventional: 1 Renovation Loan: 1

Waterfront Features

None: 1

Showing Requirements

Showing: Appointment Required Lockbox Location: Front Door

Utilities

Cable Available: 1 Electricity Available: 1 Phone Available: 1 Sewer Available: 1 Water Available: 1

Special Purpose Rooms

Finished Expandable Bonus Room: 1

Bathroom Features

Ceramic Tile: 1

Appliances

None: 1

Walls - Interior

Paneling: 1 Sheetrock: 1

Flooring

Carpet: 1 Luxury Vinyl: 1

Laundry Features

Electric Dryer Hookup: 1 Inside: 1 Laundry Room: 1 Washer Hookup: 1

Cooling

Ceiling Fan(s): 1 Central Air: 1

Heating

Central: 1

Foundation Details

Conventional: 1 Pillar/Post/Pier: 1

Exterior Construction/Siding

Vertical Siding: 1 Wood Siding: 1

Roof

Architectural Shingles: 1

Exterior Features

Private Yard: 1 None: 1

Patio And Porch Features

Front Porch: 1 Rear Porch: 1

Fencing

Chain Link: 1 Partial: 1 Wood: 1

Driveway Features

Concrete Drive: 1

Parking Features

Driveway: 1

Community Features

Street Lights: 1 None: 1

Water Heater

Natural Gas: 1

Disclosures

As Is: 1 Lead Paint: 1

Property Features

Structure Type: House Architectural Style: Ranch Lot Features: Front Yard; Irregular Lot Levels: One Special Purpose Rooms: Finished Expandable Bonus Room Bathroom Features: Ceramic Tile Appliances: None Walls - Interior: Paneling; Sheetrock Flooring: Carpet; Luxury Vinyl Laundry Features: Electric Dryer Hookup; Inside; Laundry Room; Washer Hookup Cooling: Ceiling Fan(s); Central Air Heating: Central Utilities: Cable Available; Electricity Available; Phone Available; Sewer Available; Water Available Sewer: Public Sewer Water Source: Public Foundation Details: Conventional; Pillar/Post/Pier Listing Terms: Cash; Conventional; Renovation Loan Roof: Architectural Shingles Patio And Porch Features: Front Porch; Rear Porch Exterior Features: Private Yard; None Fencing: Chain Link; Partial; Wood Driveway Features: Concrete Drive Parking Features: Driveway Community Features: Street Lights; None Waterfront Features: None Water Heater: Natural Gas Disclosures: As Is; Lead Paint

Listing Office: NextHome Realty Experience

Listing Agent: Justice A Oaks-Waltman

Last Updated: January - 16 - 2026