4012 Bank Street, Bay Saint Louis, MS 39520 (MLS# 4132308)
4012 Bank Street, Bay Saint Louis, MS 39520
$950,000
Property Type:
Residential
Bedrooms:
4
Square Footage:
2,709
Lot Size (sq. ft.):
14,375
Status:
Pending
Current Price:
$950,000
List Date:
11/22/2025
Last Modified:
12/01/2025
Description
Stunning 4-bedroom, 3 full bath, 2 half bath coastal retreat situated on a large double corner lot with a wrap-around porch and beautiful water views. Vinyl Bulkhead with walkway. Located on a canal that leads directly to Bayou LaCroix, offering quick access to the Jourdan River and Bay St. Louis—a true boater's paradise!
This home is loaded with outdoor features including a storage area with bathroom, indoor lift, a hidden large room for extra storage, a full outdoor kitchen with sit-up bar, an additional tiki-style bar, and multiple seating areas designed for entertaining and relaxing. Enjoy the newly updated boathouse with a wrap-around walkway, a charming gazebo with firepit, a fish cleaning station, two driveways, and a whole-home generator for added peace of mind.
Step inside the upstairs living area and enjoy an open floor plan with laminate wood flooring throughout, a spacious kitchen with beautiful cabinetry, under-cabinet lighting, and generous counter space. The living room features a shiplap fireplace with gas starter and windows galore showcasing gorgeous waterfront views.
The primary suite includes walk-in closets with custom shelving, a corner soaking tub with jets, a large custom tile shower, and double vanities. Upstairs you'll also find three additional bedrooms, including one with its own bathroom and walk-in closet. Another bedroom offers a closet with extra storage space, ideal for a safe room with keypad entry.
Whether you're sitting on the wrap-around porch, enjoying the outdoor kitchen, or taking in the views from the tiki bar, this home provides beautiful scenery from every angle. A must-see property with endless coastal charm and amenities! Minutes away from a public boat launch and convenient access to the interstate, making travel easy for both full-time residents and weekenders. Call today for your showing!
More Information MLS# 4132308
Address and Location Information
Parcel Number: 135m-0-39-325.000
Directions to Property: 603 to Central Ave. Left on 21st Ave., Right on Swan, Left on Manhattan, left on Victoria, stay right, left on Bank, house is at the end on the left.
N or S of I-10: N
N or S of CSX Railroad Track: S
Street Number: 4012
Street Name: Bank
Street Suffix: Street
County: Hancock
State: MS
Zip Code: 39520
Subdivision: Shoreline Park
Listing Information
Listing Service: Full Service
Status: Pending
List Date: 2025-11-22
List Price: $950,000
Current Price: $950,000
General Property Information
New Construction: No
Property Condition: Move In Ready
Approx Lot Size Acres: 0.33
Lot Size Dimensions: 182x102x93x137
SqFt Source: Appraiser
List Price/SqFt: 350.68
Year Built Source: Assessor
Garage Spaces: 0
Carport Spaces: 2
Total Floors: 2
Bathrooms Half: 2
Bathrooms Three Quarter: 0
Fireplace: Yes
Fireplaces Total: 1
Pool: No
Home Warranty: No
Accessibility Features: No
Property Sub Type: Single Family Residence
Approx H/C SqFt: 2709
Year Built: 2016
Bedrooms Total: 4
Bathrooms Full: 3
Tax and Financial Information
Tax Annual Amount: 3914
Tax Year: 2024
Homestead Y/N: Yes
Additional Exemptions Y/N: No
Flood Insurance Required?: Yes
Annual Flood Insurance: 1666
Leasehold Y/N: No
Association: No
Covenants Y/N: No
Legal Description: 9 BLK 635 SHORELINE PARK UN 6ADD 4 and
8 BLK 635 SHORELINE PARK UN 6 ADD 4
Remarks & Miscellaneous
Public Remarks: Stunning 4-bedroom, 3 full bath, 2 half bath coastal retreat situated on a large double corner lot with a wrap-around porch and beautiful water views. Vinyl Bulkhead with walkway. Located on a canal that leads directly to Bayou LaCroix, offering quick access to the Jourdan River and Bay St. Louis—a true boater's paradise!
This home is loaded with outdoor features including a storage area with bathroom, indoor lift, a hidden large room for extra storage, a full outdoor kitchen with sit-up bar, an additional tiki-style bar, and multiple seating areas designed for entertaining and relaxing. Enjoy the newly updated boathouse with a wrap-around walkway, a charming gazebo with firepit, a fish cleaning station, two driveways, and a whole-home generator for added peace of mind.
Step inside the upstairs living area and enjoy an open floor plan with laminate wood flooring throughout, a spacious kitchen with beautiful cabinetry, under-cabinet lighting, and generous counter space. The living room features a shiplap fireplace with gas starter and windows galore showcasing gorgeous waterfront views.
The primary suite includes walk-in closets with custom shelving, a corner soaking tub with jets, a large custom tile shower, and double vanities. Upstairs you'll also find three additional bedrooms, including one with its own bathroom and walk-in closet. Another bedroom offers a closet with extra storage space, ideal for a safe room with keypad entry.
Whether you're sitting on the wrap-around porch, enjoying the outdoor kitchen, or taking in the views from the tiki bar, this home provides beautiful scenery from every angle. A must-see property with endless coastal charm and amenities! Minutes away from a public boat launch and convenient access to the interstate, making travel easy for both full-time residents and weekenders. Call today for your showing!
Structure Type
House: 1
Architectural Style
Contemporary: 1
Lot Features
Corner Lot: 1
Levels
Three Or More: 1
Sewer
Public Sewer: 1
Water Source
Public: 1
Listing Terms
Conventional: 1
FHA: 1
VA Loan: 1
Waterfront Features
Waterfront: Yes
River Front: 1
Showing Requirements
Showing: Appointment Required
Appointment Phone: 985-960-6040
Lockbox Location: Front Door
Interior Features
Breakfast Bar: 1
Ceiling Fan(s): 1
Double Vanity: 1
Eat-in Kitchen: 1
Granite Counters: 1
High Speed Internet: 1
His and Hers Closets: 1
Pantry: 1
Primary Downstairs: 1
Soaking Tub: 1
Walk-In Closet(s): 1
Utilities
Cable Available: 1
Electricity Connected: 1
Propane Available: 1
Propane Connected: 1
Water Connected: 1
Propane: 1
Special Purpose Rooms
Storage: 1
Kitchen Features
Breakfast Bar: 1
Granite Counters: 1
Bathroom Features
Ceramic Tile: 1
Corner Tub w/Jets: 1
Double Vanity: 1
Separate Tub & Shower: 1
Walk-In Shower: 1
Fireplace Features
Fire Pit: 1
Gas Starter: 1
Wood Burning: 1
Appliances
Built-In Electric Oven: 1
Cooktop: 1
Dishwasher: 1
Microwave: 1
Tankless Water Heater: 1
Walls - Interior
Sheetrock: 1
Flooring
Laminate: 1
Tile: 1
Laundry Features
Inside: 1
Security Features
Security System: 1
Smoke Detector(s): 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Heating
Central: 1
Electric: 1
Fireplace(s): 1
Foundation Details
Pillar/Post/Pier: 1
Exterior Construction/Siding
Cement Siding: 1
HardiPlank Type: 1
Roof
Metal: 1
Exterior Features
Fire Pit: 1
Outdoor Grill: 1
Outdoor Kitchen: 1
TV Connection / hookup: 1
Patio And Porch Features
Patio: 1
Patio - Covered: 1
Wrap Around: 1
Driveway Features
Concrete Drive: 1
Parking Features
Carport: 1
Driveway: 1
Other Structures
Gazebo: 1
Community Features
Boating: 1
Flood Insurance
Subject to Survey: 1
Water Heater
Tankless: 1
Status Change Info
Contract Date/Pending Date: 2025-11-28
Property Features
Structure Type: House
Architectural Style: Contemporary
Lot Features: Corner Lot
Levels: Three Or More
Interior Features: Breakfast Bar; Ceiling Fan(s); Double Vanity; Eat-in Kitchen; Granite Counters; High Speed Internet; His and Hers Closets; Pantry; Primary Downstairs; Soaking Tub; Walk-In Closet(s)
Special Purpose Rooms: Storage
Kitchen Features: Breakfast Bar; Granite Counters
Bathroom Features: Ceramic Tile; Corner Tub w/Jets; Double Vanity; Separate Tub & Shower; Walk-In Shower
Fireplace Features: Fire Pit; Gas Starter; Wood Burning
Appliances: Built-In Electric Oven; Cooktop; Dishwasher; Microwave; Tankless Water Heater
Walls - Interior: Sheetrock
Flooring: Laminate; Tile
Laundry Features: Inside
Security Features: Security System; Smoke Detector(s)
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Central; Electric; Fireplace(s)
Utilities: Cable Available; Electricity Connected; Propane Available; Propane Connected; Water Connected; Propane
Sewer: Public Sewer
Water Source: Public
Foundation Details: Pillar/Post/Pier
Listing Terms: Conventional; FHA; VA Loan
Roof: Metal
Patio And Porch Features: Patio; Patio - Covered; Wrap Around
Exterior Features: Fire Pit; Outdoor Grill; Outdoor Kitchen; TV Connection / hookup
Driveway Features: Concrete Drive
Parking Features: Carport; Driveway
Other Structures: Gazebo
Community Features: Boating
Waterfront Features: River Front
Flood Insurance: Subject to Survey
Water Heater: Tankless
Listing Office:
Engel & Volkers Slidell-Mandeville
Listing Agent:
Erica M Julian
Last Updated: December - 01 - 2025
Information is deemed to be reliable but not guaranteed. Copyright 2022 MLS United, LLC.
Property Disclosures ›