4012 Bank Street, Bay Saint Louis, MS 39520 (MLS# 4132308)
4012 Bank Street, Bay Saint Louis, MS 39520
$940,000
Property Type:
Residential
Bedrooms:
4
Square Footage:
2,709
Lot Size (sq. ft.):
14,375
Status:
Closed
Current Price:
$950,000
List Date:
11/22/2025
Last Modified:
12/30/2025
Overview
Description
Stunning 4-bedroom, 3 full bath, 2 half bath coastal retreat situated on a large double corner lot with a wrap-around porch and beautiful water views. Vinyl Bulkhead with walkway. Located on a canal that leads directly to Bayou LaCroix, offering quick access to the Jourdan River and Bay St. Louis—a true boater's paradise!
This home is loaded with outdoor features including a storage area with bathroom, indoor lift, a hidden large room for extra storage, a full outdoor kitchen with sit-up bar, an additional tiki-style bar, and multiple seating areas designed for entertaining and relaxing. Enjoy the newly updated boathouse with a wrap-around walkway, a charming gazebo with firepit, a fish cleaning station, two driveways, and a whole-home generator for added peace of mind.
Step inside the upstairs living area and enjoy an open floor plan with laminate wood flooring throughout, a spacious kitchen with beautiful cabinetry, under-cabinet lighting, and generous counter space. The living room features a shiplap fireplace with gas starter and windows galore showcasing gorgeous waterfront views.
The primary suite includes walk-in closets with custom shelving, a corner soaking tub with jets, a large custom tile shower, and double vanities. Upstairs you'll also find three additional bedrooms, including one with its own bathroom and walk-in closet. Another bedroom offers a closet with extra storage space, ideal for a safe room with keypad entry.
Whether you're sitting on the wrap-around porch, enjoying the outdoor kitchen, or taking in the views from the tiki bar, this home provides beautiful scenery from every angle. A must-see property with endless coastal charm and amenities! Minutes away from a public boat launch and convenient access to the interstate, making travel easy for both full-time residents and weekenders. Call today for your showing!
Listing Details MLS# 4132308
General Property Information
- Property Sub Type
- Single Family Residence
- New Construction
- No
- Property Condition
- Move In Ready
- Approx Lot Size Acres
- 0.33
- Lot Size Dimensions
- 182x102x93x137
- Approx H/C SqFt
- 2709
- SqFt Source
- Appraiser
- List Price/SqFt
- 350.68
- Year Built
- 2016
- Year Built Source
- Assessor
- Carport Spaces
- 2
- Total Floors
- 2
- Bedrooms Total
- 4
- Bathrooms Full
- 3
- Bathrooms Half
- 2
- Fireplace
- Yes
- Fireplaces Total
- Yes
- Pool
- No
- Home Warranty
- No
- Accessibility Features
- No
- Garage Spaces
- 0
- Bathrooms Three Quarter
- 0
Property Features
Structure Type:
House
Architectural Style:
Contemporary
Lot Features:
Corner Lot
Levels:
Three Or More
Interior Features:
Breakfast Bar; Ceiling Fan(s); Double Vanity; Eat-in Kitchen; Granite Counters; High Speed Internet; His and Hers Closets; Pantry; Primary Downstairs; Soaking Tub; Walk-In Closet(s)
Special Purpose Rooms:
Storage
Kitchen Features:
Breakfast Bar; Granite Counters
Bathroom Features:
Ceramic Tile; Corner Tub w/Jets; Double Vanity; Separate Tub & Shower; Walk-In Shower
Fireplace Features:
Fire Pit; Gas Starter; Wood Burning
Appliances:
Built-In Electric Oven; Cooktop; Dishwasher; Microwave; Tankless Water Heater
Walls - Interior:
Sheetrock
Flooring:
Laminate; Tile
Laundry Features:
Inside
Security Features:
Security System; Smoke Detector(s)
Cooling:
Ceiling Fan(s); Central Air; Electric
Heating:
Central; Electric; Fireplace(s)
Utilities:
Cable Available; Electricity Connected; Propane Available; Propane Connected; Water Connected; Propane
Sewer:
Public Sewer
Water Source:
Public
Foundation Details:
Pillar/Post/Pier
Listing Terms:
Conventional; FHA; VA Loan
Roof:
Metal
Patio And Porch Features:
Patio; Patio - Covered; Wrap Around
Exterior Features:
Fire Pit; Outdoor Grill; Outdoor Kitchen; TV Connection / hookup
Driveway Features:
Concrete Drive
Parking Features:
Carport; Driveway
Other Structures:
Gazebo
Community Features:
Boating
Waterfront Features:
River Front
Flood Insurance:
Subject to Survey
Water Heater:
Tankless
Address and Location Information
- Street Number
- 4012
- Street Name
- Bank
- Street Suffix
- Street
- County
- Hancock
- State
- MS
- Zip Code
- 39520
- Parcel Number
- 135m-0-39-325.000
- Subdivision
- Shoreline Park
- Directions to Property
- 603 to Central Ave. Left on 21st Ave., Right on Swan, Left on Manhattan, left on Victoria, stay right, left on Bank, house is at the end on the left.
- N or S of I-10
- N
- N or S of CSX Railroad Track
- S
Listing Information
- Listing Service
- Full Service
Tax and Financial Information
- Tax Annual Amount
- 3914
- Tax Year
- 2024
- Homestead Y/N
- Yes
- Additional Exemptions Y/N
- No
- Flood Insurance Required?
- Yes
- Annual Flood Insurance
- 1666
- Leasehold Y/N
- No
- Association
- No
- Covenants Y/N
- No
- Legal Description
- 9 BLK 635 SHORELINE PARK UN 6ADD 4 and 8 BLK 635 SHORELINE PARK UN 6 ADD 4
Status Change Info
- Contract Date/Pending Date
- 2025-11-28
- Closing Date
- 2025-12-30
- Appraised SqFt
- 2730
- Sold Price/SqFt
- 346.99
More Information
Waterfront Features
- Waterfront
- Yes
- River Front
- Yes
Showing Requirements
- Showing
- Appointment Required
- Appointment Phone
- 985-960-6040
- Lockbox Location
- Front Door
Remarks & Miscellaneous
- Public Remarks
- Stunning 4-bedroom, 3 full bath, 2 half bath coastal retreat situated on a large double corner lot with a wrap-around porch and beautiful water views. Vinyl Bulkhead with walkway. Located on a canal that leads directly to Bayou LaCroix, offering quick access to the Jourdan River and Bay St. Louis—a true boater's paradise! This home is loaded with outdoor features including a storage area with bathroom, indoor lift, a hidden large room for extra storage, a full outdoor kitchen with sit-up bar, an additional tiki-style bar, and multiple seating areas designed for entertaining and relaxing. Enjoy the newly updated boathouse with a wrap-around walkway, a charming gazebo with firepit, a fish cleaning station, two driveways, and a whole-home generator for added peace of mind. Step inside the upstairs living area and enjoy an open floor plan with laminate wood flooring throughout, a spacious kitchen with beautiful cabinetry, under-cabinet lighting, and generous counter space. The living room features a shiplap fireplace with gas starter and windows galore showcasing gorgeous waterfront views. The primary suite includes walk-in closets with custom shelving, a corner soaking tub with jets, a large custom tile shower, and double vanities. Upstairs you'll also find three additional bedrooms, including one with its own bathroom and walk-in closet. Another bedroom offers a closet with extra storage space, ideal for a safe room with keypad entry. Whether you're sitting on the wrap-around porch, enjoying the outdoor kitchen, or taking in the views from the tiki bar, this home provides beautiful scenery from every angle. A must-see property with endless coastal charm and amenities! Minutes away from a public boat launch and convenient access to the interstate, making travel easy for both full-time residents and weekenders. Call today for your showing!
Structure Type
- House
- Yes
Architectural Style
- Contemporary
- Yes
Lot Features
- Corner Lot
- Yes
Levels
- Three Or More
- Yes
Sewer
- Public Sewer
- Yes
Water Source
- Public
- Yes
Listing Terms
- Conventional
- Yes
- FHA
- Yes
- VA Loan
- Yes
Interior Features
- Breakfast Bar
- Yes
- Ceiling Fan(s)
- Yes
- Double Vanity
- Yes
- Eat-in Kitchen
- Yes
- Granite Counters
- Yes
- High Speed Internet
- Yes
- His and Hers Closets
- Yes
- Pantry
- Yes
- Primary Downstairs
- Yes
- Soaking Tub
- Yes
- Walk-In Closet(s)
- Yes
Utilities
- Cable Available
- Yes
- Electricity Connected
- Yes
- Propane Available
- Yes
- Propane Connected
- Yes
- Water Connected
- Yes
- Propane
- Yes
Special Purpose Rooms
- Storage
- Yes
Kitchen Features
- Breakfast Bar
- Yes
- Granite Counters
- Yes
Bathroom Features
- Ceramic Tile
- Yes
- Corner Tub w/Jets
- Yes
- Double Vanity
- Yes
- Separate Tub & Shower
- Yes
- Walk-In Shower
- Yes
Fireplace Features
- Fire Pit
- Yes
- Gas Starter
- Yes
- Wood Burning
- Yes
Appliances
- Built-In Electric Oven
- Yes
- Cooktop
- Yes
- Dishwasher
- Yes
- Microwave
- Yes
- Tankless Water Heater
- Yes
Walls - Interior
- Sheetrock
- Yes
Flooring
- Laminate
- Yes
- Tile
- Yes
Laundry Features
- Inside
- Yes
Security Features
- Security System
- Yes
- Smoke Detector(s)
- Yes
Cooling
- Ceiling Fan(s)
- Yes
- Central Air
- Yes
- Electric
- Yes
Heating
- Central
- Yes
- Electric
- Yes
- Fireplace(s)
- Yes
Foundation Details
- Pillar/Post/Pier
- Yes
Exterior Construction/Siding
- Cement Siding
- Yes
- HardiPlank Type
- Yes
Roof
- Metal
- Yes
Exterior Features
- Fire Pit
- Yes
- Outdoor Grill
- Yes
- Outdoor Kitchen
- Yes
- TV Connection / hookup
- Yes
Patio And Porch Features
- Patio
- Yes
- Patio - Covered
- Yes
- Wrap Around
- Yes
Driveway Features
- Concrete Drive
- Yes
Parking Features
- Carport
- Yes
- Driveway
- Yes
Other Structures
- Gazebo
- Yes
Community Features
- Boating
- Yes
Flood Insurance
- Subject to Survey
- Yes
Water Heater
- Tankless
- Yes
Listing Office:
Engel & Volkers Slidell-Mandeville
Listing Agent:
Erica M Julian
Last Updated: December - 30 - 2025
Information is deemed to be reliable but not guaranteed. Copyright 2022 MLS United, LLC.
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