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4012 Bank Street, Bay Saint Louis, MS 39520 (MLS# 4132308)

4012 Bank Street, Bay Saint Louis, MS 39520

$950,000
Property Type: Residential Bedrooms: 4 Square Footage: 2,709 Lot Size (sq. ft.): 14,375 Status: Pending
Current Price: $950,000 List Date: 11/22/2025 Last Modified: 12/01/2025

Description

Stunning 4-bedroom, 3 full bath, 2 half bath coastal retreat situated on a large double corner lot with a wrap-around porch and beautiful water views. Vinyl Bulkhead with walkway. Located on a canal that leads directly to Bayou LaCroix, offering quick access to the Jourdan River and Bay St. Louis—a true boater's paradise! This home is loaded with outdoor features including a storage area with bathroom, indoor lift, a hidden large room for extra storage, a full outdoor kitchen with sit-up bar, an additional tiki-style bar, and multiple seating areas designed for entertaining and relaxing. Enjoy the newly updated boathouse with a wrap-around walkway, a charming gazebo with firepit, a fish cleaning station, two driveways, and a whole-home generator for added peace of mind. Step inside the upstairs living area and enjoy an open floor plan with laminate wood flooring throughout, a spacious kitchen with beautiful cabinetry, under-cabinet lighting, and generous counter space. The living room features a shiplap fireplace with gas starter and windows galore showcasing gorgeous waterfront views. The primary suite includes walk-in closets with custom shelving, a corner soaking tub with jets, a large custom tile shower, and double vanities. Upstairs you'll also find three additional bedrooms, including one with its own bathroom and walk-in closet. Another bedroom offers a closet with extra storage space, ideal for a safe room with keypad entry. Whether you're sitting on the wrap-around porch, enjoying the outdoor kitchen, or taking in the views from the tiki bar, this home provides beautiful scenery from every angle. A must-see property with endless coastal charm and amenities! Minutes away from a public boat launch and convenient access to the interstate, making travel easy for both full-time residents and weekenders. Call today for your showing!

More Information MLS# 4132308

Address and Location Information

Parcel Number: 135m-0-39-325.000 Directions to Property: 603 to Central Ave. Left on 21st Ave., Right on Swan, Left on Manhattan, left on Victoria, stay right, left on Bank, house is at the end on the left. N or S of I-10: N N or S of CSX Railroad Track: S Street Number: 4012 Street Name: Bank Street Suffix: Street County: Hancock State: MS Zip Code: 39520 Subdivision: Shoreline Park

Listing Information

Listing Service: Full Service Status: Pending List Date: 2025-11-22 List Price: $950,000 Current Price: $950,000

General Property Information

New Construction: No Property Condition: Move In Ready Approx Lot Size Acres: 0.33 Lot Size Dimensions: 182x102x93x137 SqFt Source: Appraiser List Price/SqFt: 350.68 Year Built Source: Assessor Garage Spaces: 0 Carport Spaces: 2 Total Floors: 2 Bathrooms Half: 2 Bathrooms Three Quarter: 0 Fireplace: Yes Fireplaces Total: 1 Pool: No Home Warranty: No Accessibility Features: No Property Sub Type: Single Family Residence Approx H/C SqFt: 2709 Year Built: 2016 Bedrooms Total: 4 Bathrooms Full: 3

Tax and Financial Information

Tax Annual Amount: 3914 Tax Year: 2024 Homestead Y/N: Yes Additional Exemptions Y/N: No Flood Insurance Required?: Yes Annual Flood Insurance: 1666 Leasehold Y/N: No Association: No Covenants Y/N: No Legal Description: 9 BLK 635 SHORELINE PARK UN 6ADD 4 and 8 BLK 635 SHORELINE PARK UN 6 ADD 4

Remarks & Miscellaneous

Public Remarks: Stunning 4-bedroom, 3 full bath, 2 half bath coastal retreat situated on a large double corner lot with a wrap-around porch and beautiful water views. Vinyl Bulkhead with walkway. Located on a canal that leads directly to Bayou LaCroix, offering quick access to the Jourdan River and Bay St. Louis—a true boater's paradise! This home is loaded with outdoor features including a storage area with bathroom, indoor lift, a hidden large room for extra storage, a full outdoor kitchen with sit-up bar, an additional tiki-style bar, and multiple seating areas designed for entertaining and relaxing. Enjoy the newly updated boathouse with a wrap-around walkway, a charming gazebo with firepit, a fish cleaning station, two driveways, and a whole-home generator for added peace of mind. Step inside the upstairs living area and enjoy an open floor plan with laminate wood flooring throughout, a spacious kitchen with beautiful cabinetry, under-cabinet lighting, and generous counter space. The living room features a shiplap fireplace with gas starter and windows galore showcasing gorgeous waterfront views. The primary suite includes walk-in closets with custom shelving, a corner soaking tub with jets, a large custom tile shower, and double vanities. Upstairs you'll also find three additional bedrooms, including one with its own bathroom and walk-in closet. Another bedroom offers a closet with extra storage space, ideal for a safe room with keypad entry. Whether you're sitting on the wrap-around porch, enjoying the outdoor kitchen, or taking in the views from the tiki bar, this home provides beautiful scenery from every angle. A must-see property with endless coastal charm and amenities! Minutes away from a public boat launch and convenient access to the interstate, making travel easy for both full-time residents and weekenders. Call today for your showing!

Structure Type

House: 1

Architectural Style

Contemporary: 1

Lot Features

Corner Lot: 1

Levels

Three Or More: 1

Sewer

Public Sewer: 1

Water Source

Public: 1

Listing Terms

Conventional: 1 FHA: 1 VA Loan: 1

Waterfront Features

Waterfront: Yes River Front: 1

Showing Requirements

Showing: Appointment Required Appointment Phone: 985-960-6040 Lockbox Location: Front Door

Interior Features

Breakfast Bar: 1 Ceiling Fan(s): 1 Double Vanity: 1 Eat-in Kitchen: 1 Granite Counters: 1 High Speed Internet: 1 His and Hers Closets: 1 Pantry: 1 Primary Downstairs: 1 Soaking Tub: 1 Walk-In Closet(s): 1

Utilities

Cable Available: 1 Electricity Connected: 1 Propane Available: 1 Propane Connected: 1 Water Connected: 1 Propane: 1

Special Purpose Rooms

Storage: 1

Kitchen Features

Breakfast Bar: 1 Granite Counters: 1

Bathroom Features

Ceramic Tile: 1 Corner Tub w/Jets: 1 Double Vanity: 1 Separate Tub & Shower: 1 Walk-In Shower: 1

Fireplace Features

Fire Pit: 1 Gas Starter: 1 Wood Burning: 1

Appliances

Built-In Electric Oven: 1 Cooktop: 1 Dishwasher: 1 Microwave: 1 Tankless Water Heater: 1

Walls - Interior

Sheetrock: 1

Flooring

Laminate: 1 Tile: 1

Laundry Features

Inside: 1

Security Features

Security System: 1 Smoke Detector(s): 1

Cooling

Ceiling Fan(s): 1 Central Air: 1 Electric: 1

Heating

Central: 1 Electric: 1 Fireplace(s): 1

Foundation Details

Pillar/Post/Pier: 1

Exterior Construction/Siding

Cement Siding: 1 HardiPlank Type: 1

Roof

Metal: 1

Exterior Features

Fire Pit: 1 Outdoor Grill: 1 Outdoor Kitchen: 1 TV Connection / hookup: 1

Patio And Porch Features

Patio: 1 Patio - Covered: 1 Wrap Around: 1

Driveway Features

Concrete Drive: 1

Parking Features

Carport: 1 Driveway: 1

Other Structures

Gazebo: 1

Community Features

Boating: 1

Flood Insurance

Subject to Survey: 1

Water Heater

Tankless: 1

Status Change Info

Contract Date/Pending Date: 2025-11-28

Property Features

Structure Type: House Architectural Style: Contemporary Lot Features: Corner Lot Levels: Three Or More Interior Features: Breakfast Bar; Ceiling Fan(s); Double Vanity; Eat-in Kitchen; Granite Counters; High Speed Internet; His and Hers Closets; Pantry; Primary Downstairs; Soaking Tub; Walk-In Closet(s) Special Purpose Rooms: Storage Kitchen Features: Breakfast Bar; Granite Counters Bathroom Features: Ceramic Tile; Corner Tub w/Jets; Double Vanity; Separate Tub & Shower; Walk-In Shower Fireplace Features: Fire Pit; Gas Starter; Wood Burning Appliances: Built-In Electric Oven; Cooktop; Dishwasher; Microwave; Tankless Water Heater Walls - Interior: Sheetrock Flooring: Laminate; Tile Laundry Features: Inside Security Features: Security System; Smoke Detector(s) Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric; Fireplace(s) Utilities: Cable Available; Electricity Connected; Propane Available; Propane Connected; Water Connected; Propane Sewer: Public Sewer Water Source: Public Foundation Details: Pillar/Post/Pier Listing Terms: Conventional; FHA; VA Loan Roof: Metal Patio And Porch Features: Patio; Patio - Covered; Wrap Around Exterior Features: Fire Pit; Outdoor Grill; Outdoor Kitchen; TV Connection / hookup Driveway Features: Concrete Drive Parking Features: Carport; Driveway Other Structures: Gazebo Community Features: Boating Waterfront Features: River Front Flood Insurance: Subject to Survey Water Heater: Tankless
Listing Office: Engel & Volkers Slidell-Mandeville
Listing Agent: Erica M Julian
Last Updated: December - 01 - 2025
Information is deemed to be reliable but not guaranteed. Copyright 2022 MLS United, LLC.