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301 S Toulme Street, 108, Bay Saint Louis, MS 39520 (MLS# 4133578)

301 S Toulme Street, 108, Bay Saint Louis, MS 39520

$389,000
Property Type: Residential Bedrooms: 1 Square Footage: 777 Status: Active
Current Price: $389,000 List Date: 12/10/2025 Last Modified: 12/21/2025

Description

UP TO $10,000 DESIGNER CREDIT FOR CONTRACTS BY YEAR END. The Ensign Loft is a 1-bedroom condo at Farragut Lofts, blending modern style, historical character, and coastal charm in the heart of Old Town Bay St. Louis. This thoughtfully designed residence features premium finishes throughout, including Fisher and Paykel appliances (gas cooking) and Brazilian quartzite countertops. Enjoy onsite amenities such as a resident library, EV charging stations, dedicated parking, and planned additions including a pool and fitness center. Three commercial spaces further enhance the walkable setting to shops, dining, and the beach. Additional floor plans ranging from 750 to 1495 square feet are also available. Full time living, a weekend retreat, or rental investment.

More Information MLS# 4133578

Address and Location Information

Parcel Number: 149l-0-29-142.108 N or S of I-10: S N or S of CSX Railroad Track: S Community Of: Old Town Street Number: 301 Street Direction: S Street Name: Toulme Street Suffix: Street County: Hancock State: MS Zip Code: 39520 Unit #: 108 Subdivision: Second Ward

Listing Information

Listing Service: Full Service Status: Active List Date: 2025-12-10 List Price: $389,000 Current Price: $389,000

General Property Information

New Construction: No Property Condition: Updated/Remodeled Approx Lot Size Acres: 0 SqFt Source: Assessor List Price/SqFt: 500.64 Year Built Source: Builder Garage Spaces: 0 Carport Spaces: 0 Total Floors: 1 Bathrooms Half: 0 Bathrooms Three Quarter: 0 Fireplace: No Pool: No School District: Bay St. Louis Waveland Dist Home Warranty: Yes Accessibility Features: Yes Pets Allowed: Yes Property Sub Type: Condominium Approx H/C SqFt: 777 Year Built: 2024 Bedrooms Total: 1 Bathrooms Full: 1

Tax and Financial Information

Tax Annual Amount: 2024 Tax Year: 0 Homestead Y/N: No Additional Exemptions Y/N: No Flood Insurance Required?: No Leasehold Y/N: No Association: Yes Association Fee: 467.83 Association Fee Frequency: Monthly Association Transfer Fee: Yes Covenants Y/N: Yes Legal Description: 108 FARRAGUT LOFTS CONDO PT 184 & ALL 191 SECOND WARD I3-277

Remarks & Miscellaneous

Public Remarks: UP TO $10,000 DESIGNER CREDIT FOR CONTRACTS BY YEAR END. The Ensign Loft is a 1-bedroom condo at Farragut Lofts, blending modern style, historical character, and coastal charm in the heart of Old Town Bay St. Louis. This thoughtfully designed residence features premium finishes throughout, including Fisher and Paykel appliances (gas cooking) and Brazilian quartzite countertops. Enjoy onsite amenities such as a resident library, EV charging stations, dedicated parking, and planned additions including a pool and fitness center. Three commercial spaces further enhance the walkable setting to shops, dining, and the beach. Additional floor plans ranging from 750 to 1495 square feet are also available. Full time living, a weekend retreat, or rental investment.

Structure Type

Lowrise 1-2 Floors: 1

Lot Features

Near Beach: 1

Covenants And Restrictions

Historical: 1 Homeowner Association: 1 Restrictive Covenants: 1

Levels

One: 1

Sewer

Public Sewer: 1

Water Source

Public: 1

Listing Terms

1031 Exchange: 1 Cash: 1 Conventional: 1

Association Fee Includes

Insurance: 1 Maintenance Grounds: 1 Management: 1 Pool Service: 1 Other: 1

Showing Requirements

Showing: Appointment Required

Interior Features

Beamed Ceilings: 1 Ceiling Fan(s): 1 Eat-in Kitchen: 1 Kitchen Island: 1 Natural Woodwork: 1 Open Floorplan: 1 Recessed Lighting: 1 Smart Thermostat: 1 Special Wiring: 1 Stone Counters: 1 Storage: 1 Vaulted Ceiling(s): 1 Walk-In Closet(s): 1 Wired for Data: 1

Utilities

Cable Available: 1 Electricity Connected: 1 Natural Gas Connected: 1 Sewer Connected: 1 Water Connected: 1 Natural Gas in Kitchen: 1

Special Purpose Rooms

Storage: 1

Kitchen Features

Breakfast Bar: 1 Custom Cabinets: 1 Kitchen Island: 1 Kitchen/Family Room View: 1

Bathroom Features

Ceramic Tile: 1

Appliances

5 Burner: 1 Built-In Gas Range: 1 Built-In Refrigerator: 1 Dishwasher: 1 Disposal: 1 ENERGY STAR Qualified Appliances: 1 Exhaust Fan: 1 Gas Cooktop: 1 Instant Hot Water: 1 Microwave: 1 Range Hood: 1 Tankless Water Heater: 1 Vented Exhaust Fan: 1 Washer/Dryer Stacked: 1

Walls - Interior

Sheetrock: 1 Wood: 1

Flooring

Hardwood: 1 Reclaimed Wood: 1 Tile: 1

Window Features

Double Pane Windows: 1 ENERGY STAR Qualified Windows: 1 Insulated Windows: 1 Low-Emissivity Windows: 1 Screens: 1 Wood Frames: 1

Door Features

Dead Bolt Lock(s): 1 ENERGY STAR Qualified Doors: 1

Laundry Features

In Unit: 1 Laundry Closet: 1

Accessibility Features

Accessible Approach with Ramp: 1 Accessible Common Area: 1 Accessible Entrance: 1 Accessible Hallway(s): 1 Accessible Parking: 1

Security Features

Fire Alarm: 1 Fire Sprinkler System: 1 Firewall(s): 1 Smoke Detector(s): 1

Cooling

Ceiling Fan(s): 1 Central Air: 1 Electric: 1 ENERGY STAR Qualified Equipment: 1

Heating

Central: 1 ENERGY STAR Qualified Equipment: 1 Forced Air: 1 Natural Gas: 1

Foundation Details

Pillar/Post/Pier: 1

Exterior Construction/Siding

Brick: 1 Metal Siding: 1

Roof

Metal: 1

Exterior Features

Balcony: 1 Gas Grill: 1 Landscaping Lights: 1 Lighting: 1 Outdoor Grill: 1

Fencing

Gate: 1

Driveway Features

Brick Pavers: 1

Parking Features

Parking Total: 1 Assigned: 1 Electric Vehicle Charging Station(s): 1 Lighted: 1 Parking Lot: 1

Community Features

Biking Trails: 1 Boating: 1 Fishing: 1 Fitness Center: 1 Marina: 1 Near Entertainment: 1 Park: 1 Playground: 1 Pool: 1 Restaurant: 1 Sidewalks: 1 Street Lights: 1 Tennis Court(s): 1

Home Warranty

Buyer's Warranty: 1

Water Heater

Natural Gas: 1 Tankless: 1

Room Type

Kitchen: 1 Kitchen Level: Main Living Room: 1 Living Room Level: Main Primary Bathroom: 1 Primary Bathroom Level: Main Primary Bedroom: 1 Primary Bedroom Level: Main

Property Features

Structure Type: Lowrise 1-2 Floors Lot Features: Near Beach Levels: One Covenants And Restrictions: Historical; Homeowner Association; Restrictive Covenants Association Fee Includes: Insurance; Maintenance Grounds; Management; Pool Service; Other Interior Features: Beamed Ceilings; Ceiling Fan(s); Eat-in Kitchen; Kitchen Island; Natural Woodwork; Open Floorplan; Recessed Lighting; Smart Thermostat; Special Wiring; Stone Counters; Storage; Vaulted Ceiling(s); Walk-In Closet(s); Wired for Data Special Purpose Rooms: Storage Kitchen Features: Breakfast Bar; Custom Cabinets; Kitchen Island; Kitchen/Family Room View Bathroom Features: Ceramic Tile Appliances: 5 Burner; Built-In Gas Range; Built-In Refrigerator; Dishwasher; Disposal; ENERGY STAR Qualified Appliances; Exhaust Fan; Gas Cooktop; Instant Hot Water; Microwave; Range Hood; Tankless Water Heater; Vented Exhaust Fan; Washer/Dryer Stacked Walls - Interior: Sheetrock; Wood Flooring: Hardwood; Reclaimed Wood; Tile Window Features: Double Pane Windows; ENERGY STAR Qualified Windows; Insulated Windows; Low-Emissivity Windows; Screens; Wood Frames Door Features: Dead Bolt Lock(s); ENERGY STAR Qualified Doors Laundry Features: In Unit; Laundry Closet Accessibility Features: Accessible Approach with Ramp; Accessible Common Area; Accessible Entrance; Accessible Hallway(s); Accessible Parking Security Features: Fire Alarm; Fire Sprinkler System; Firewall(s); Smoke Detector(s) Cooling: Ceiling Fan(s); Central Air; Electric; ENERGY STAR Qualified Equipment Heating: Central; ENERGY STAR Qualified Equipment; Forced Air; Natural Gas Utilities: Cable Available; Electricity Connected; Natural Gas Connected; Sewer Connected; Water Connected; Natural Gas in Kitchen Sewer: Public Sewer Water Source: Public Foundation Details: Pillar/Post/Pier Listing Terms: 1031 Exchange; Cash; Conventional Roof: Metal Exterior Features: Balcony; Gas Grill; Landscaping Lights; Lighting; Outdoor Grill Fencing: Gate Driveway Features: Brick Pavers Parking Features: Assigned; Electric Vehicle Charging Station(s); Lighted; Parking Lot Community Features: Biking Trails; Boating; Fishing; Fitness Center; Marina; Near Entertainment; Park; Playground; Pool; Restaurant; Sidewalks; Street Lights; Tennis Court(s) Home Warranty: Buyer's Warranty Water Heater: Natural Gas; Tankless Room Type: Kitchen; Living Room; Primary Bathroom; Primary Bedroom

Room Information

Primary Bedroom Level: Main Remarks: 10'5'x12'5' Living Room Level: Main Remarks: 12'5'x18'8' Kitchen Level: Main Remarks: 12'5'x14'6' Primary Bathroom Level: Main Remarks: 10.50 X 6.00
Listing Office: Christian Shane Properties, LLC
Listing Agent: Christian S Galvin
Last Updated: December - 21 - 2025
Information is deemed to be reliable but not guaranteed. Copyright 2022 MLS United, LLC.