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301 S Toulme Street, 103, Bay Saint Louis, MS 39520 (MLS# 4133572)

301 S Toulme Street, 103, Bay Saint Louis, MS 39520

$399,000
Property Type: Residential Bedrooms: 1 Square Footage: 818 Status: Active
Current Price: $399,000 List Date: 12/10/2025 Last Modified: 12/21/2025

Description

The Ensign Loft is a 1 bedroom condo at Farragut Lofts, blending modern style with coastal charm in the heart of Old Town Bay St. Louis. This thoughtfully designed residence features premium finishes throughout, including Fisher and Paykel appliances and Brazilian quartzite countertops. Enjoy onsite amenities such as a resident library, EV charging stations, dedicated parking, and planned additions including a pool and fitness center. Three commercial spaces further enhance the walkable setting to shops, dining, and the beach. Additional floor plans ranging from 525 to 1495 square feet are also available. Full time living, a weekend retreat, or rental investment.

More Information MLS# 4133572

Address and Location Information

Parcel Number: 149l-0-29-142.103 N or S of I-10: S N or S of CSX Railroad Track: S Community Of: Old Town Street Number: 301 Street Direction: S Street Name: Toulme Street Suffix: Street County: Hancock State: MS Zip Code: 39520 Unit #: 103 Subdivision: Second Ward

Listing Information

Listing Service: Full Service Status: Active List Date: 2025-12-10 List Price: $399,000 Current Price: $399,000

General Property Information

New Construction: No Property Condition: Updated/Remodeled Approx Lot Size Acres: 0 SqFt Source: Plans List Price/SqFt: 487.78 Year Built Source: Builder Garage Spaces: 0 Carport Spaces: 0 Total Floors: 1 Bathrooms Half: 0 Bathrooms Three Quarter: 0 Fireplace: No Pool: No School District: Bay St. Louis Waveland Dist Home Warranty: Yes Accessibility Features: Yes Pets Allowed: Yes Property Sub Type: Condominium Approx H/C SqFt: 818 Year Built: 2024 Bedrooms Total: 1 Bathrooms Full: 1

Tax and Financial Information

Tax Annual Amount: 0 Tax Year: 2024 Homestead Y/N: No Additional Exemptions Y/N: No Flood Insurance Required?: No Leasehold Y/N: No Association: Yes Association Fee: 490.63 Association Fee Frequency: Monthly Covenants Y/N: Yes Legal Description: 103 FARRAGUT LOFTS CONDO PT 184 & ALL 191 SECOND WARD I3-277

Remarks & Miscellaneous

Public Remarks: The Ensign Loft is a 1 bedroom condo at Farragut Lofts, blending modern style with coastal charm in the heart of Old Town Bay St. Louis. This thoughtfully designed residence features premium finishes throughout, including Fisher and Paykel appliances and Brazilian quartzite countertops. Enjoy onsite amenities such as a resident library, EV charging stations, dedicated parking, and planned additions including a pool and fitness center. Three commercial spaces further enhance the walkable setting to shops, dining, and the beach. Additional floor plans ranging from 525 to 1495 square feet are also available. Full time living, a weekend retreat, or rental investment.

Structure Type

Lowrise 1-2 Floors: 1

Lot Features

Near Beach: 1

Covenants And Restrictions

Historical: 1 Homeowner Association: 1 Restrictive Covenants: 1

Levels

One: 1

Sewer

Public Sewer: 1

Water Source

Public: 1

Listing Terms

1031 Exchange: 1 Bank Loan: 1 Cash: 1 Conventional: 1 Lease Option: 1

Association Fee Includes

Insurance: 1 Maintenance Grounds: 1 Management: 1 Pest Control: 1 Pool Service: 1 Other: 1

Showing Requirements

Showing: Appointment Required

Interior Features

Beamed Ceilings: 1 Ceiling Fan(s): 1 Eat-in Kitchen: 1 Kitchen Island: 1 Natural Woodwork: 1 Open Floorplan: 1 Recessed Lighting: 1 Smart Thermostat: 1 Special Wiring: 1 Stone Counters: 1 Storage: 1 Wired for Data: 1

Utilities

Cable Available: 1 Electricity Connected: 1 Natural Gas Connected: 1 Sewer Connected: 1 Water Connected: 1 Natural Gas in Kitchen: 1

Special Purpose Rooms

Storage: 1

Kitchen Features

Breakfast Bar: 1 Custom Cabinets: 1 Kitchen Island: 1 Kitchen/Family Room View: 1

Bathroom Features

Ceramic Tile: 1 Separate Tub & Shower: 1

Appliances

5 Burner: 1 Built-In Gas Oven: 1 Built-In Gas Range: 1 Built-In Refrigerator: 1 Dishwasher: 1 Disposal: 1 ENERGY STAR Qualified Appliances: 1 Gas Cooktop: 1 Microwave: 1 Range Hood: 1 Stainless Steel Appliance(s): 1 Tankless Water Heater: 1 Vented Exhaust Fan: 1 Washer/Dryer Stacked: 1

Walls - Interior

Sheetrock: 1 Wood: 1

Flooring

Hardwood: 1 Reclaimed Wood: 1 Tile: 1

Window Features

Double Pane Windows: 1 ENERGY STAR Qualified Windows: 1 Insulated Windows: 1 Low-Emissivity Windows: 1 Screens: 1 Wood Frames: 1

Door Features

Barn Door: 1 Dead Bolt Lock(s): 1 ENERGY STAR Qualified Doors: 1

Laundry Features

Gas Dryer Hookup: 1 In Unit: 1 Laundry Closet: 1

Accessibility Features

Accessible Approach with Ramp: 1 Accessible Common Area: 1 Accessible Entrance: 1 Accessible Hallway(s): 1 Accessible Parking: 1 Common Area: 1

Security Features

Carbon Monoxide Detector(s): 1 Fire Alarm: 1 Fire Sprinkler System: 1 Firewall(s): 1 Smoke Detector(s): 1

Cooling

Ceiling Fan(s): 1 Central Air: 1 Electric: 1 ENERGY STAR Qualified Equipment: 1

Heating

Central: 1 ENERGY STAR Qualified Equipment: 1 Forced Air: 1 Natural Gas: 1

Foundation Details

Pillar/Post/Pier: 1

Exterior Construction/Siding

Brick: 1 Metal Siding: 1

Roof

Aluminum: 1 Metal: 1

Exterior Features

Balcony: 1 Gas Grill: 1 Landscaping Lights: 1 Lighting: 1 Outdoor Grill: 1 Permeable Paving: 1

Fencing

Back Yard: 1 Brick: 1 Gate: 1 Privacy: 1 Wood: 1

Driveway Features

Brick Pavers: 1

Parking Features

Parking Total: 1 Assigned: 1 Electric Vehicle Charging Station(s): 1 Lighted: 1 Parking Lot: 1

Community Features

Biking Trails: 1 Boating: 1 Fishing: 1 Fitness Center: 1 Marina: 1 Near Entertainment: 1 Park: 1 Playground: 1 Pool: 1 Restaurant: 1 Sidewalks: 1 Spa: 1 Street Lights: 1 Tennis Court(s): 1

Home Warranty

Buyer's Warranty: 1

Water Heater

Natural Gas: 1 Tankless: 1

Room Type

Bedroom: 1 Bedroom Level: Main Kitchen: 1 Kitchen Level: Main Living Room: 1 Living Room Level: Main Primary Bathroom: 1 Primary Bathroom Level: Main

Property Features

Structure Type: Lowrise 1-2 Floors Lot Features: Near Beach Levels: One Covenants And Restrictions: Historical; Homeowner Association; Restrictive Covenants Association Fee Includes: Insurance; Maintenance Grounds; Management; Pest Control; Pool Service; Other Interior Features: Beamed Ceilings; Ceiling Fan(s); Eat-in Kitchen; Kitchen Island; Natural Woodwork; Open Floorplan; Recessed Lighting; Smart Thermostat; Special Wiring; Stone Counters; Storage; Wired for Data Special Purpose Rooms: Storage Kitchen Features: Breakfast Bar; Custom Cabinets; Kitchen Island; Kitchen/Family Room View Bathroom Features: Ceramic Tile; Separate Tub & Shower Appliances: 5 Burner; Built-In Gas Oven; Built-In Gas Range; Built-In Refrigerator; Dishwasher; Disposal; ENERGY STAR Qualified Appliances; Gas Cooktop; Microwave; Range Hood; Stainless Steel Appliance(s); Tankless Water Heater; Vented Exhaust Fan; Washer/Dryer Stacked Walls - Interior: Sheetrock; Wood Flooring: Hardwood; Reclaimed Wood; Tile Window Features: Double Pane Windows; ENERGY STAR Qualified Windows; Insulated Windows; Low-Emissivity Windows; Screens; Wood Frames Door Features: Barn Door; Dead Bolt Lock(s); ENERGY STAR Qualified Doors Laundry Features: Gas Dryer Hookup; In Unit; Laundry Closet Accessibility Features: Accessible Approach with Ramp; Accessible Common Area; Accessible Entrance; Accessible Hallway(s); Accessible Parking; Common Area Security Features: Carbon Monoxide Detector(s); Fire Alarm; Fire Sprinkler System; Firewall(s); Smoke Detector(s) Cooling: Ceiling Fan(s); Central Air; Electric; ENERGY STAR Qualified Equipment Heating: Central; ENERGY STAR Qualified Equipment; Forced Air; Natural Gas Utilities: Cable Available; Electricity Connected; Natural Gas Connected; Sewer Connected; Water Connected; Natural Gas in Kitchen Sewer: Public Sewer Water Source: Public Foundation Details: Pillar/Post/Pier Listing Terms: 1031 Exchange; Bank Loan; Cash; Conventional; Lease Option Roof: Aluminum; Metal Exterior Features: Balcony; Gas Grill; Landscaping Lights; Lighting; Outdoor Grill; Permeable Paving Fencing: Back Yard; Brick; Gate; Privacy; Wood Driveway Features: Brick Pavers Parking Features: Assigned; Electric Vehicle Charging Station(s); Lighted; Parking Lot Community Features: Biking Trails; Boating; Fishing; Fitness Center; Marina; Near Entertainment; Park; Playground; Pool; Restaurant; Sidewalks; Spa; Street Lights; Tennis Court(s) Home Warranty: Buyer's Warranty Water Heater: Natural Gas; Tankless Room Type: Bedroom; Kitchen; Living Room; Primary Bathroom

Room Information

Bedroom Level: Main Remarks: 10'1'x12'3' Living Room Level: Main Remarks: 13'11'x18'9' Kitchen Level: Main Remarks: 13'11'x14'4' Primary Bathroom Level: Main Remarks: 10.10 X 6.00
Listing Office: Christian Shane Properties, LLC
Listing Agent: Christian S Galvin
Last Updated: December - 21 - 2025
Information is deemed to be reliable but not guaranteed. Copyright 2022 MLS United, LLC.