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138 Saint Charles Street, Bay Saint Louis, MS 39520 (MLS# 4137252)

138 Saint Charles Street, Bay Saint Louis, MS 39520

$920,000
Property Type: Residential Bedrooms: 3 Square Footage: 2,336 Lot Size (sq. ft.): 27,007 Status: Active
Current Price: $920,000 List Date: 1/24/2026 Last Modified: 3/25/2026

Overview

Description

WELCOME to your private sanctuary just one block from the white sandy beaches of the Bay of St Louis. Thoughtfully set back 200 feet from the entrance on over half an acre including two lots, this exceptional home offers rare privacy on one of Bay St. Louis's most established and charming streets. Surrounded by wooded areas on three sides, the park-like setting features a registered Live Oak, a shady saltwater pool, and an outdoor shower. Gardens boast a variety of native plants including mature camelias and azaleas in pinks, whites, and purple and abundant jasmine ideal for that Southern fragrance. Raised 10 feet, the house has wrap-around porches on three sides—one of which is screened. With generous windows throughout and a naturally secluded setting, you can enjoy beautiful, tree-filled views with the utmost privacy. The entrance, through double-walnut doors, leads into a large foyer opening to an airy living room with a fireplace. Off of the formal living area is a tv room which can serve multiple purposes. The kitchen, with a Verona range, quartz countertops and beautiful cabinetry, is designed to be highly functional, efficient and sure to please any cook. There is also an outdoor deck adjacent to the kitchen for grilling. The main floor is completed with 2 generously sized bedrooms, one full bath and a full-size laundry room. Sliding doors from each bedroom open to 8' deep decks overlooking the pool. The light filled En-Suite on the 2nd floor, complete with a custom closet, is a true retreat in the sky with bright windows overlooking the trees making it a nature lover's delight. Views to the north, south and west are enhanced by the surrounding live oak trees and beautiful grounds. The ground level beneath the home provides covered parking for two vehicles, has a large storage room/shop, and plenty of room for entertaining, pets, kids and room for your golfcart, This is a rare opportunity to own a unique blend of seclusion and coastal charm in a prime location. Schedule your private showing today!

Listing Details MLS# 4137252

General Property Information

Property Sub Type
Single Family Residence
New Construction
No
Property Condition
Move In Ready
Approx Lot Size Acres
0.62
Lot Size Dimensions
52x230x114x90x62x140: 65x141x63x142
Approx H/C SqFt
2336
SqFt Source
Appraiser
List Price/SqFt
393.84
Year Built
2013
Year Built Source
Owner
Carport Spaces
2
Total Floors
2
Bedrooms Total
3
Bathrooms Full
2
Bathrooms Half
Yes
Fireplace
Yes
Fireplaces Total
Yes
Pool
Yes
School District
Bay St. Louis Waveland Dist
Elementary School
North Bay
Elementary School 2
Bay St. Louis
Intermediate School
None
Middle or Junior School
Bay Jh
High School
Bay St Louis
Home Warranty
No
Accessibility Features
No
Garage Spaces
0
Bathrooms Three Quarter
0

Property Features

Structure Type: House Architectural Style: French Acadian Lot Features: Landscaped; Many Trees; Near Beach; Views Levels: Two Interior Features: Double Vanity; Elevator; Entrance Foyer; High Ceilings; Open Floorplan Special Purpose Rooms: Formal Dining Room; Guest Room Kitchen Features: Custom Cabinets; Kitchen/Family Room View; Quartz Counters Bathroom Features: Ceramic Tile Fireplace Features: Gas; Gas Log; Living Room Appliances: 5 Burner; Dishwasher; Dryer; Exhaust Fan; Gas Cooktop; Instant Hot Water; Range Hood; Refrigerator; Tankless Water Heater; Washer Walls - Interior: Sheetrock Flooring: Ceramic Tile Window Features: Double Pane Windows Door Features: Dead Bolt Lock(s); Sliding Doors Laundry Features: Gas Dryer Hookup; Laundry Room; Washer Hookup Cooling: Ceiling Fan(s); Central Air; Heat Pump Heating: Central; Fireplace(s); Heat Pump; Natural Gas Utilities: Cable Available; Electricity Connected; Sewer Connected; Water Connected; Natural Gas in Kitchen Sewer: Public Sewer Water Source: Public Foundation Details: Pillar/Post/Pier Listing Terms: Cash; Conventional; FHA; VA Loan Roof: Metal Patio And Porch Features: Front Porch; Porch; Rear Porch; Screened; Side Porch; Terrace; Wrap Around Exterior Features: Balcony; Elevator; Fire Pit; Outdoor Shower Fencing: Partial Driveway Features: Gravel Drive Parking Features: Covered Community Features: Biking Trails; Boating; Fishing; Hiking/Walking Trails; Marina; Near Entertainment; Street Lights Pool Features: Fenced; In Ground; Pool Sweep; Salt Water; Waterfall Waterfront Features: Bay; Beach Access Showing Requirements: Use ShowingTime Service Flood Insurance: Subject to Survey Water Heater: Tankless Documents: Land Survey

Address and Location Information

Street Number
138
Street Name
Saint Charles
Street Suffix
Street
County
Hancock
State
MS
Zip Code
39520
Parcel Number
149n-0-30-208.000
Subdivision
Fourth Ward
Directions to Property
From Beach Blvd. turn on St. Charles St. and house in on the left before you get to the stop sign.
N or S of I-10
S
N or S of CSX Railroad Track
S

Listing Information

Listing Service
Full Service

Tax and Financial Information

Tax Annual Amount
5770
Tax Year
2025
Homestead Y/N
Yes
Homestead Year
2020
Additional Exemptions Y/N
No
Zoning
Res Low Density
Flood Insurance Required?
Yes
Leasehold Y/N
No
Sold In Previous 12 Months
No
Association
No
Covenants Y/N
No
Legal Description
4TH WARD 178 & 180B B S L

Workshop Features

Workshop
No

More Information

Waterfront Features

Waterfront
No
Bay
Yes
Beach Access
Yes

Barn Features

Barn
No

Horse Amenities

Horse Amenities
No

Showing Requirements

Showing
Appointment Required
Lockbox Location
See Remarks
Use ShowingTime Service
Yes

Attic Features

Attic
Yes

Basement Features

Basement
No

Remarks & Miscellaneous

Public Remarks
WELCOME to your private sanctuary just one block from the white sandy beaches of the Bay of St Louis. Thoughtfully set back 200 feet from the entrance on over half an acre including two lots, this exceptional home offers rare privacy on one of Bay St. Louis's most established and charming streets. Surrounded by wooded areas on three sides, the park-like setting features a registered Live Oak, a shady saltwater pool, and an outdoor shower. Gardens boast a variety of native plants including mature camelias and azaleas in pinks, whites, and purple and abundant jasmine ideal for that Southern fragrance. Raised 10 feet, the house has wrap-around porches on three sides—one of which is screened. With generous windows throughout and a naturally secluded setting, you can enjoy beautiful, tree-filled views with the utmost privacy. The entrance, through double-walnut doors, leads into a large foyer opening to an airy living room with a fireplace. Off of the formal living area is a tv room which can serve multiple purposes. The kitchen, with a Verona range, quartz countertops and beautiful cabinetry, is designed to be highly functional, efficient and sure to please any cook. There is also an outdoor deck adjacent to the kitchen for grilling. The main floor is completed with 2 generously sized bedrooms, one full bath and a full-size laundry room. Sliding doors from each bedroom open to 8' deep decks overlooking the pool. The light filled En-Suite on the 2nd floor, complete with a custom closet, is a true retreat in the sky with bright windows overlooking the trees making it a nature lover's delight. Views to the north, south and west are enhanced by the surrounding live oak trees and beautiful grounds. The ground level beneath the home provides covered parking for two vehicles, has a large storage room/shop, and plenty of room for entertaining, pets, kids and room for your golfcart, This is a rare opportunity to own a unique blend of seclusion and coastal charm in a prime location. Schedule your private showing today!

Structure Type

House
Yes

Architectural Style

French Acadian
Yes

Lot Features

Landscaped
Yes
Many Trees
Yes
Near Beach
Yes
Views
Yes

Levels

Two
Yes

Sewer

Public Sewer
Yes

Water Source

Public
Yes

Listing Terms

Cash
Yes
Conventional
Yes
FHA
Yes
VA Loan
Yes

Interior Features

Double Vanity
Yes
Elevator
Yes
Entrance Foyer
Yes
High Ceilings
Yes
Open Floorplan
Yes

Utilities

Cable Available
Yes
Electricity Connected
Yes
Sewer Connected
Yes
Water Connected
Yes
Natural Gas in Kitchen
Yes

Special Purpose Rooms

Formal Dining Room
Yes
Guest Room
Yes

Kitchen Features

Custom Cabinets
Yes
Kitchen/Family Room View
Yes
Quartz Counters
Yes

Bathroom Features

Ceramic Tile
Yes

Fireplace Features

Gas
Yes
Gas Log
Yes
Living Room
Yes

Appliances

5 Burner
Yes
Dishwasher
Yes
Dryer
Yes
Exhaust Fan
Yes
Gas Cooktop
Yes
Instant Hot Water
Yes
Range Hood
Yes
Refrigerator
Yes
Tankless Water Heater
Yes
Washer
Yes

Walls - Interior

Sheetrock
Yes

Flooring

Ceramic Tile
Yes

Window Features

Double Pane Windows
Yes

Door Features

Dead Bolt Lock(s)
Yes
Sliding Doors
Yes

Laundry Features

Gas Dryer Hookup
Yes
Laundry Room
Yes
Washer Hookup
Yes

Cooling

Ceiling Fan(s)
Yes
Central Air
Yes
Heat Pump
Yes

Heating

Central
Yes
Fireplace(s)
Yes
Heat Pump
Yes
Natural Gas
Yes

Foundation Details

Pillar/Post/Pier
Yes

Exterior Construction/Siding

HardiPlank Type
Yes

Roof

Metal
Yes

Exterior Features

Balcony
Yes
Elevator
Yes
Fire Pit
Yes
Outdoor Shower
Yes

Patio And Porch Features

Front Porch
Yes
Porch
Yes
Rear Porch
Yes
Screened
Yes
Side Porch
Yes
Terrace
Yes
Wrap Around
Yes

Fencing

Partial
Yes

Driveway Features

Gravel Drive
Yes

Parking Features

Covered
Yes

Community Features

Biking Trails
Yes
Boating
Yes
Fishing
Yes
Hiking/Walking Trails
Yes
Marina
Yes
Near Entertainment
Yes
Street Lights
Yes

Pool Features

Fenced
Yes
In Ground
Yes
Pool Sweep
Yes
Salt Water
Yes
Waterfall
Yes

Flood Insurance

Subject to Survey
Yes

Water Heater

Tankless
Yes

Documents

Land Survey
Yes
Listing Office: Berkshire Hathaway Home Servs., Panoramic Properties
Listing Agent: Lynn A Barnett
Last Updated: March - 25 - 2026
Information is deemed to be reliable but not guaranteed. Copyright 2022 MLS United, LLC.