109 Court Street, Bay Saint Louis, MS 39520 (MLS# 4125042)

109 Court Street, Bay Saint Louis, MS 39520

$799,000

Virtual Tour

https://www.propertypanorama.com/109-Court-Street-Bay-Saint-Louis-MS-39520--4125042/unbranded

Primary bedroom w/ virtual staging (different furniture layout option)

dji_fly_20250902_114726_0604_17568320852

Property Type: Commercial Sale Bedrooms: 3 Square Footage: 2,450 Lot Size (sq. ft.): 4,356 Status: Active

Current Price: $799,000 List Date: 9/09/2025 Last Modified: 1/22/2026

Overview

Description

Quintessential Gulf Coast cottage in the heart of Old Town Bay St. Louis! Featuring 2,450 sq ft with 3 bedrooms and 3.5 baths, this charming property sits down the street from the beach and next to shops, restaurants, and festivals. A spacious front porch offers beautiful beach views, while a newly added glass dining room allows you to enjoy the outdoors year-round. Inside, you'll find original hardwood floors, antique wood doors, a large custom bunk room, and an oversized eat-in kitchen with built-ins and walk-in pantry. The fenced backyard with deck provides privacy, perfect for entertaining. Zoned both commercial and residential, the possibilities are endless—use as a primary home, weekend getaway, short-term rental (projected $38K-$68K/year), boutique, restaurant, or office space. With room to sleep 12, a large laundry room, and unbeatable location in Bay St. Louis's historic district, this home blends timeless charm with incredible potential.

Listing Details MLS# 4125042

General Property Information

Approx Lot Size Acres: 0.1
Lot Size Dimensions: 71x64x72x67
Approx H/C SqFt: 2450
SqFt Source: Owner
List Price/SqFt: 326.12
Number of Lots: Yes
Year Built: 1915
Year Built Source: Public Records
Total Floors: Yes
Bedrooms Total: 3
Bathrooms Full: 3
Bathrooms Half: Yes
Fireplace: No
Pool: No
Accessibility Features: No
Property Sub Type: Mixed Use
New Construction: No
Property Condition: Updated/Remodeled
Bathrooms Three Quarter: 0

Property Features

Business Type: Mixed Possible Use: Commercial; Residential Commercial Features: Fenced Structure Type: House Ceiling Height: 8' - 10.9' Lot Features: Fenced; Landscaped; Sprinklers In Front Location: Downtown Levels: One; Multi/Split Expenses Include: Electric; Gas; Insurance; Water/Sewer Walls - Interior: Sheetrock Flooring: Tile; Wood Window Features: Plantation Shutters; Shutters Cooling: Ceiling Fan(s); Central Air Heating: Central Utilities: Electricity Connected; Natural Gas Connected; Sewer Connected; Water Connected; Natural Gas in Kitchen Sewer: Public Sewer Water Source: Public Foundation Details: Pillar/Post/Pier Listing Terms: Cash; Conventional; FHA; VA Loan Roof: Metal Exterior Features: Garden; Private Yard Driveway Features: Concrete Drive Parking Features: Off Street Pool Features: None Flood Insurance: No Previous Flood Inside Water Heater: Tankless Price Includes: All Appliances; Building and Land Disclosures: As Is

Address and Location Information

Street Number: 109
Street Name: Court
Street Suffix: Street
County: Hancock
State: MS
Zip Code: 39520
Nearest Cross Street: S. Beach Blvd.
Parcel Number: 149l-0-29-101.000
Subdivision: Metes And Bounds
N or S of I-10: S
N or S of CSX Railroad Track: S

Listing Information

Property Sub Type: Mixed Use
Listing Service: Full Service
Never Occupied: No

Tax and Financial Information

Tax Annual Amount: 6057
Tax Year: 2024
Zoning: Commercial
Flood Insurance Required?: No
Leasehold Y/N: No
Leasehold Fee Increase: No
Sold In Previous 12 Months: No
Association: No
Legal Description: BLK 1 4, W 1/2 & ALL 5 BAY HOTEL SUBD

Auction

Auction: No

More Information

Parking Features

Parking Total: Yes
Off Street: Yes

Showing Requirements

Showing: Appointment Required
Appointment Phone: 504-312-8232

Basement Features

Basement: No

Location

Downtown: Yes

Remarks & Miscellaneous

Public Remarks: Quintessential Gulf Coast cottage in the heart of Old Town Bay St. Louis! Featuring 2,450 sq ft with 3 bedrooms and 3.5 baths, this charming property sits down the street from the beach and next to shops, restaurants, and festivals. A spacious front porch offers beautiful beach views, while a newly added glass dining room allows you to enjoy the outdoors year-round. Inside, you'll find original hardwood floors, antique wood doors, a large custom bunk room, and an oversized eat-in kitchen with built-ins and walk-in pantry. The fenced backyard with deck provides privacy, perfect for entertaining. Zoned both commercial and residential, the possibilities are endless—use as a primary home, weekend getaway, short-term rental (projected $38K-$68K/year), boutique, restaurant, or office space. With room to sleep 12, a large laundry room, and unbeatable location in Bay St. Louis's historic district, this home blends timeless charm with incredible potential.

Structure Type

House: Yes

Possible Use

Commercial: Yes
Residential: Yes

Business Type

Mixed: Yes

Lot Features

Fenced: Yes
Landscaped: Yes
Sprinklers In Front: Yes

Levels

One: Yes
Multi/Split: Yes

Sewer

Public Sewer: Yes

Commercial Features

Fenced: Yes

Water Source

Public: Yes

Listing Terms

Cash: Yes
Conventional: Yes
FHA: Yes
VA Loan: Yes

Utilities

Electricity Connected: Yes
Natural Gas Connected: Yes
Sewer Connected: Yes
Water Connected: Yes
Natural Gas in Kitchen: Yes

Ceiling Height

8' - 10.9': Yes

Walls - Interior

Sheetrock: Yes

Flooring

Tile: Yes
Wood: Yes

Window Features

Plantation Shutters: Yes
Shutters: Yes

Expenses Include

Electric: Yes
Gas: Yes
Insurance: Yes
Water/Sewer: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes

Heating

Central: Yes

Foundation Details

Pillar/Post/Pier: Yes

Exterior Construction/Siding

Brick: Yes
Siding: Yes

Roof

Metal: Yes

Exterior Features

Garden: Yes
Private Yard: Yes

Driveway Features

Concrete Drive: Yes

Pool Features

None: Yes

Flood Insurance

No Previous Flood Inside: Yes

Water Heater

Tankless: Yes

Price Includes

All Appliances: Yes
Building and Land: Yes

Disclosures

As Is: Yes

Uncovered Parking?

1-25 Spaces: Yes

Documents

Short Term Rental Flyer ›

Listing Office: McEnery Residential, LLC

Listing Agent: Margot C Rainold

Last Updated: January - 22 - 2026