109 Court Street, Bay Saint Louis, MS 39520 (MLS# 4124972)

109 Court Street, Bay Saint Louis, MS 39520

$799,000

Virtual Tour

https://www.propertypanorama.com/109-Court-Street-Bay-Saint-Louis-MS-39520--4124972/unbranded

Glass enclosed room on front of house w/ virtual staging

Primary bedroom w/ virtual staging (different option for furniture layout)

Aerial view of the property and surrounding homes/businesses

Property Type: Residential Bedrooms: 3 Square Footage: 2,450 Lot Size (sq. ft.): 4,356 Status: Active

Current Price: $799,000 List Date: 9/08/2025 Last Modified: 1/22/2026

Overview

Description

Quintessential Gulf Coast cottage in the heart of Old Town Bay St. Louis! Featuring 2,450 sq ft with 3 bedrooms and 3.5 baths, this charming property sits down the street from the beach and next to shops, restaurants, and festivals. A spacious front porch offers beautiful beach views, while a newly added glass dining room allows you to enjoy the outdoors year-round. Inside, you'll find original hardwood floors, antique wood doors, a large custom bunk room, and an oversized eat-in kitchen with built-ins and walk-in pantry. The fenced backyard with deck provides privacy, perfect for entertaining. Zoned both commercial and residential, the possibilities are endless—use as a primary home, weekend getaway, short-term rental (projected $38K-$68K/year), boutique, restaurant, or office space. With room to sleep 12, a large laundry room, and unbeatable location in Bay St. Louis's historic district, this home blends timeless charm with incredible potential.

Listing Details MLS# 4124972

General Property Information

Property Sub Type: Single Family Residence
New Construction: No
Property Condition: Move In Ready
Approx Lot Size Acres: 0.1
Approx H/C SqFt: 2450
SqFt Source: Owner
List Price/SqFt: 326.12
Year Built: 1915
Year Built Source: Public Records
Total Floors: Yes
Bedrooms Total: 3
Bathrooms Full: 3
Bathrooms Half: Yes
Fireplace: No
Pool: No
School District: Bay St. Louis Waveland Dist
Elementary School: Waveland
Elementary School 2: North Bay
Middle or Junior School: Bay Waveland Middle School
High School: Bay
Home Warranty: No
Accessibility Features: No
Garage Spaces: 0
Carport Spaces: 0
Bathrooms Three Quarter: 0

Property Features

Structure Type: House Architectural Style: Traditional Lot Features: Fenced; Landscaped; Near Beach; Sprinklers In Front; Views Levels: One Interior Features: Breakfast Bar; Built-in Features; Ceiling Fan(s); Double Vanity; Eat-in Kitchen; Kitchen Island; Open Floorplan; Pantry; Primary Downstairs; Recessed Lighting; Smart Thermostat; Split Plan; Stone Counters Special Purpose Rooms: Formal Dining Room; Guest Room; Kitchen/Dining Combo; Sunroom Kitchen Features: Breakfast Bar; Kitchen Island; Kitchen/Family Room View; Quartz Counters; Walk-in Pantry Bathroom Features: Ceramic Tile; Double Vanity Appliances: 5 Burner; Dishwasher; Free-Standing Gas Oven; Free-Standing Gas Range; Microwave; Refrigerator; Tankless Water Heater; Washer/Dryer Walls - Interior: Sheetrock Flooring: Tile; Wood Window Features: Plantation Shutters; Shutters Door Features: Double Entry; French Doors Laundry Features: Inside; Laundry Room; Main Level; Sink Cooling: Ceiling Fan(s); Central Air; Mini Split Heating: Central; Mini Split Utilities: Electricity Connected; Natural Gas Connected; Water Connected; Natural Gas in Kitchen Sewer: Public Sewer Water Source: Public Foundation Details: Pillar/Post/Pier Listing Terms: Cash; Conventional; FHA; VA Loan Roof: Metal Patio And Porch Features: Deck; Front Porch; Glass Enclosed; Rear Porch Exterior Features: Lighting; Private Yard Fencing: Back Yard; Front Yard; Full Yard; Wood Parking Features: Driveway Community Features: Near Entertainment; Sidewalks; Street Lights Waterfront Features: Bay; Beach Access; View Water Heater: Tankless Disclosures: As Is Room Type: Bedroom; Dining Room; Kitchen; Laundry; Living Room; Primary Bathroom; Primary Bedroom

Address and Location Information

Street Number: 109
Street Name: Court
Street Suffix: Street
County: Hancock
State: MS
Zip Code: 39520
Parcel Number: 149l-0-29-101.000
Subdivision: Metes And Bounds
N or S of I-10: S
N or S of CSX Railroad Track: S
Community Of: Old Town

Listing Information

Listing Service: Full Service

Tax and Financial Information

Tax Annual Amount: 6057
Tax Year: 2024
Homestead Y/N: No
Additional Exemptions Y/N: No
Flood Insurance Required?: No
Leasehold Y/N: No
Sold In Previous 12 Months: No
Association: No
Covenants Y/N: No
Legal Description: BLK 1 4,W 1/2 & ALL 5 BAY HOTEL SUBD

Showing Requirements

Showing: Appointment Required
Appointment Phone: 504-312-8232

More Information

Room Type

Bedroom Level: Main
Dining Room Level: Main
Kitchen Level: Main
Laundry Room Level: Main
Living Room Level: Main
Primary Bathroom Level: Main
Primary Bedroom Level: Main
Bedroom: Yes
Dining Room: Yes
Kitchen: Yes
Laundry: Yes
Living Room: Yes
Primary Bathroom: Yes
Primary Bedroom: Yes

Remarks & Miscellaneous

Public Remarks: Quintessential Gulf Coast cottage in the heart of Old Town Bay St. Louis! Featuring 2,450 sq ft with 3 bedrooms and 3.5 baths, this charming property sits down the street from the beach and next to shops, restaurants, and festivals. A spacious front porch offers beautiful beach views, while a newly added glass dining room allows you to enjoy the outdoors year-round. Inside, you'll find original hardwood floors, antique wood doors, a large custom bunk room, and an oversized eat-in kitchen with built-ins and walk-in pantry. The fenced backyard with deck provides privacy, perfect for entertaining. Zoned both commercial and residential, the possibilities are endless—use as a primary home, weekend getaway, short-term rental (projected $38K-$68K/year), boutique, restaurant, or office space. With room to sleep 12, a large laundry room, and unbeatable location in Bay St. Louis's historic district, this home blends timeless charm with incredible potential.

Structure Type

House: Yes

Architectural Style

Traditional: Yes

Lot Features

Fenced: Yes
Landscaped: Yes
Near Beach: Yes
Sprinklers In Front: Yes
Views: Yes

Levels

One: Yes

Sewer

Public Sewer: Yes

Water Source

Public: Yes

Listing Terms

Cash: Yes
Conventional: Yes
FHA: Yes
VA Loan: Yes

Waterfront Features

Bay: Yes
Beach Access: Yes
View: Yes

Interior Features

Breakfast Bar: Yes
Built-in Features: Yes
Ceiling Fan(s): Yes
Double Vanity: Yes
Eat-in Kitchen: Yes
Kitchen Island: Yes
Open Floorplan: Yes
Pantry: Yes
Primary Downstairs: Yes
Recessed Lighting: Yes
Smart Thermostat: Yes
Split Plan: Yes
Stone Counters: Yes

Utilities

Electricity Connected: Yes
Natural Gas Connected: Yes
Water Connected: Yes
Natural Gas in Kitchen: Yes

Special Purpose Rooms

Formal Dining Room: Yes
Guest Room: Yes
Kitchen/Dining Combo: Yes
Sunroom: Yes

Kitchen Features

Breakfast Bar: Yes
Kitchen Island: Yes
Kitchen/Family Room View: Yes
Quartz Counters: Yes
Walk-in Pantry: Yes

Bathroom Features

Ceramic Tile: Yes
Double Vanity: Yes

Appliances

5 Burner: Yes
Dishwasher: Yes
Free-Standing Gas Oven: Yes
Free-Standing Gas Range: Yes
Microwave: Yes
Refrigerator: Yes
Tankless Water Heater: Yes
Washer/Dryer: Yes

Walls - Interior

Sheetrock: Yes

Flooring

Tile: Yes
Wood: Yes

Window Features

Plantation Shutters: Yes
Shutters: Yes

Door Features

Double Entry: Yes
French Doors: Yes

Laundry Features

Inside: Yes
Laundry Room: Yes
Main Level: Yes
Sink: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Mini Split: Yes

Heating

Central: Yes
Mini Split: Yes

Foundation Details

Pillar/Post/Pier: Yes

Exterior Construction/Siding

Brick Veneer: Yes

Roof

Metal: Yes

Exterior Features

Lighting: Yes
Private Yard: Yes

Patio And Porch Features

Deck: Yes
Front Porch: Yes
Glass Enclosed: Yes
Rear Porch: Yes

Fencing

Back Yard: Yes
Front Yard: Yes
Full Yard: Yes
Wood: Yes

Parking Features

Driveway: Yes

Community Features

Near Entertainment: Yes
Sidewalks: Yes
Street Lights: Yes

Water Heater

Tankless: Yes

Disclosures

As Is: Yes

Room Information

Living Room Level: Main Remarks: 22.3x13.4 Dining Room Level: Main Remarks: 11.5x8 Kitchen Level: Main Remarks: 20.4x11 Primary Bedroom Level: Main Remarks: 13.4x15.3 Primary Bathroom Level: Main Remarks: 13.5x7 Bedroom Level: Main Remarks: 13x9.5 Bedroom Level: Lower Remarks: 21.6x11.25 Laundry Level: Main Remarks: 13x7.3

Documents

Short Term Rental Flyer ›

Listing Office: McEnery Residential, LLC

Listing Agent: Margot C Rainold

Last Updated: January - 22 - 2026